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Alonzo Mourning Shows Support for Operation While it applies to losses over the dollar amount in the underlying policy, terms of coverage are sometimes broader than in the basic policy. Replacement Cost — The dollar amount needed to replace damaged personal property or dwelling property without deducting for depreciation but limited by the maximum dollar amount shown on the declarations page of the policy. If you're a visitor and not sure what happened: Multi-Car Discount — Available to policyholders at the same property address who insure more than one vehicle. Upcoming Events Thu Loss Reserve — The estimated liability, as it would appear in an insurer's financial statement, for unpaid insurance claims or losses that have occurred as of a given evaluation date.

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Waiting Period - See Elimination Period. Policy Change — Any change made to an insurance policy during the period that the policy is in force. For example, fire damage or a cracked windshield would be covered under the comprehensive section. Named Insured — The person or entity listed on a policy declarations page. Elimination Period — The time that must pass after filing a claim before a policyholder can collect insurance benefits.

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